- Steve Spicer
- +1(512) 656-6705
- steve@stevespicerrealty.net
Down Payment Assistance Programs Every Buyer Should Know About
You may qualify for 2%–3.5% down payment assistance through available programs—without paying it back.

Get The Deets
Program Overview:
Grant equal to 2% or 3.5% of the purchase price
No repayment and no secondary lien
Compatible with FHA purchase loans
Seller concessions up to 6% may still be applied to closing costs
Minimum 620 credit score
Eligible for 1–4 unit primary residences
Purchase transactions only
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OUR AGENTS
Steve Spicer
I've spent more than 30 years in real estate, working as an agent, managing offices, and training other agents. But what I've always enjoyed most is helping people buy and sell homes.
Today, I focus on Kingwood and Northeast Houston, bringing that experience to every transaction.
My approach is simple: straightforward advice, clear communication, and no unnecessary pressure. I'll tell you what I think, explain why, and help you make decisions that work for you.
And yes, I still answer my phone.
5718 Westheimer Rd Ste 1000, Houston , Texas 77057, USA
